Voyager Retirement Plan

The Voyager Retirement Plan is a trust-based Pension Transfer Scheme designed to receive transfers from existing regulated retirement schemes.  The plan is recognised as a Qualified Recognised Overseas Pension Scheme (QROPS) by Her Majesty’s Revenue & Customs (HMRC) under Reference: QROPS504779.

It provides non-UK residents and those leaving the UK with the opportunity to transfer their accrued UK pension benefits to a scheme offering:

  • Flexible retirement benefits with no requirement to purchase an annuity
  • Removal of the limitations of, and future tests against, the UK Lifetime Allowance (£1m from April 2016)
  • Tax efficiency; benefits can be paid gross to members depending on residency at the time of taking benefits
  • Flexible methods and levels of benefit payments
  • Multi-currency options; pension funds can be denominated in currencies other than the Euro
  • Portability; individuals may reside in several different locations while their pension scheme remains located in a single tax-efficient jurisdiction
  • Open architecture for investments. The Scheme operates independently of all investment managers
  • Transparent fee structure

The Voyager Retirement Plan is a Retirement Scheme registered with the Malta Financial Services Authority (MFSA). The Scheme is administered by Trireme Pension Services (Malta) Limited which is authorised to act as a Retirement Scheme Administrator to Retirement Schemes registered under the Retirement Pensions Act 2011 (RPA) as may be amended from time to time.